Terms and Conditions

Last Updated: January 13, 2026

Business Status: This platform is currently in the process of formal business registration. All terms herein remain binding and enforceable.

1. ACCEPTANCE OF TERMS

By accessing, browsing, or using maatitil.com ("Website," "Platform," "Service"), you ("User," "You," "Your") agree to be bound by these Terms and Conditions ("Terms," "Agreement") and our Privacy Policy.

If you do not agree with any part of these Terms, you must immediately discontinue use of this Website.

Your acceptance is confirmed by:

  • Registering for an account on the Platform
  • Accessing or using any part of the Platform, including free trials
  • Clicking "I Agree" during registration or subscription
  • Using the services provided by the Platform

We reserve the right to modify, update, or change these Terms at any time without prior notice. Your continued use after changes constitutes acceptance of the modified Terms.

2. REGISTRATION AND ACCOUNT SECURITY

2.1 Account Creation

  • You must provide accurate, complete, and current information during registration
  • You must be at least 18 years of age to use this Platform
  • One person may maintain only one account unless explicitly authorized
  • Business or institutional accounts require proper authorization

2.2 Account Security

  • You are solely responsible for maintaining the confidentiality of your login credentials
  • You must notify us immediately of any unauthorized use or security breach
  • Sharing account credentials with third parties is strictly prohibited
  • We are NOT liable for losses due to your failure to secure your account

3. NATURE OF SERVICE - TECHNOLOGY PLATFORM ONLY

What We ARE

  • ✓ Software development & technology service provider
  • ✓ Platform for strategy creation & testing
  • ✓ Custom coding service for user-defined logic
  • ✓ Educational platform for algorithmic trading

What We ARE NOT

  • ✗ NOT a SEBI registered Research Analyst
  • ✗ NOT an Investment Adviser or Portfolio Manager
  • ✗ NOT providing trading recommendations or advice
  • ✗ NOT managing funds or executing trades on your behalf

CRITICAL DISCLAIMER:

WE DO NOT provide buy/sell suggestions, research analysis, tips, or handle your funds. ALL STRATEGY DECISIONS AND TRADING LOGIC ARE CREATED AND OWNED BY YOU ALONE. We merely provide the technology to implement YOUR ideas.

4. USER DATA AND API INTEGRATION

Broker API Requirements: Users must provide their own broker API credentials for backtesting and live trading functionalities.

Credential Storage & Security

  • Your API credentials may be stored on secure third-party cloud platforms selected for their superior security infrastructure
  • All credentials are encrypted and access-controlled per industry standards
  • We maintain strict confidentiality despite third-party storage

Data Processing & Isolation

  • Historical market data is fetched temporarily via YOUR API key
  • Data is processed in real-time and immediately deleted after backtesting
  • Each user's data environment is completely isolated from all others
  • You are responsible for whitelisting our static IP address with your broker

5. CUSTOM CODING SERVICE & MANDATORY TESTING

⚠ Mandatory Rule

SMALL CAPITAL TESTING IS COMPULSORY

Before deploying any custom-coded strategy with real capital, you MUST test it with a minimal amount you can afford to lose entirely. All software inherently contains bugs; we are NOT liable for losses arising from code errors, logic flaws, or unexpected behavior.

Service Description: Our custom coding service involves translating YOUR trading logic and specifications into executable code.

  • YOU provide the complete strategy logic, entry/exit rules, and risk parameters
  • We code according to YOUR specifications – YOU own the strategy logic
  • Coding fees are based on complexity and are quoted in advance
  • Payment is due upfront or as agreed in the project proposal
  • We do NOT guarantee profitability – only that code implements your logic

6. PLATFORM DEVELOPMENT STATUS & RISK DISCLOSURE

Critical Understanding Required:

This Platform is currently in active development and not yet fully mature. By using this Platform, you explicitly acknowledge and accept the following risks:

  • Security vulnerabilities may exist that have not yet been identified or resolved
  • Software bugs and errors can occur, leading to incorrect backtests, failed executions, or unexpected behavior
  • Data breaches or unauthorized access may be more likely compared to mature, production-ready platforms
  • System downtime or interruptions can happen without prior notice
  • Features may change or be discontinued as development progresses

You are using this Platform AT YOUR OWN RISK with full knowledge of these limitations. Do NOT use credentials shared with other critical accounts.

7. SUBSCRIPTION AND PAYMENT TERMS

Subscription Plans: We offer multiple subscription tiers with varying features and backtest limits.

  • All fees are clearly stated on our Pricing page
  • Prices are subject to change with 30 days' prior notice
  • Payments are processed through secure third-party gateways
  • All fees are exclusive of applicable taxes (GST, etc.)

Refund Policy

ALL SALES ARE FINAL. Subscriptions and custom coding services are NON-REFUNDABLE under any circumstances, including but not limited to:

  • Change of mind or dissatisfaction
  • Trading losses incurred
  • Failure to use the service
  • Technical issues on user's end

8. INTELLECTUAL PROPERTY RIGHTS

Platform Ownership: All content, features, functionality, and intellectual property of the Platform remain the exclusive property of Maatitil.

Your Strategy Ownership: YOU retain full ownership of your trading strategies, logic, and custom code specifications.

  • Your strategies remain confidential and are NOT shared with other users
  • You grant us a limited license to store and process your strategies solely for providing services
  • You may NOT reverse-engineer, decompile, or copy Platform code

9. PROHIBITED ACTIVITIES

  • ✗ Unauthorized access or hacking attempts
  • ✗ Sharing account credentials
  • ✗ Scraping or data mining Platform content
  • ✗ Violating securities laws or regulations
  • ✗ Using the Platform for illegal activities
  • ✗ Interfering with Platform operation
  • ✗ Creating multiple accounts to bypass limits
  • ✗ Reselling Platform access without authorization

10. LIMITATION OF LIABILITY & DISCLAIMERS

CRITICAL LEGAL DISCLAIMER:

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We shall NOT be liable for ANY direct, indirect, incidental, consequential, or punitive damages
  • We are NOT responsible for trading losses, missed opportunities, or incorrect backtests
  • No warranty of merchantability, fitness, or accuracy is provided
  • The Platform is provided "AS IS" without guarantees of any kind
  • Past backtest performance is NO guarantee of future results
  • We are NOT liable for data breaches, system failures, or downtime

Maximum Liability: In any event, our total liability shall NOT exceed the amount you paid for services in the past 12 months.

Trading Risk Disclosure:

Trading and investing in financial markets involves substantial risk of loss and is NOT suitable for everyone. No system, strategy, or algorithm can eliminate risk or guarantee profits. You should carefully consider your financial situation before using any trading tools.

11. TERMINATION

We reserve the right to:

  • Suspend or terminate your account immediately for violation of these Terms
  • Refuse service to anyone at any time for any reason
  • Discontinue the Platform or any features without prior notice

Upon termination: You lose access immediately. No refunds are provided. You remain liable for outstanding payments.

12. GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Thane, Maharashtra, India.

All disputes must first be attempted to be resolved through good-faith negotiation before resorting to legal proceedings.

By using this Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety.